All that is done directly in photoshop.
see it in action: Very easy to edit detailed instructions are included in the download , you just have to insert your photo s , edit text and export. Then you can share it as an eCard. Font used in the file is Pugzley , but you can substitute it for any other font that you like, of course. It's not small - it's actually perfect as an eCard to be shared on social media, websites, email, etc.